Privacy Policy

​ Onpoint Insurance Advisors is NOT affiliated with any government entity nor is it authorized to provide public services. For this reason, Onpoint Insurance Advisors makes this disclaimer clearly indicating that Onpoint Insurance Advisors does not represent any government entity.​
 
DISCLAIMER: Onpoint Insurance Advisor is not responsible for discounts that merchants are unwilling to redeem.
 
Onpoint Insurance Advisors collects some personal data from its users.

 

Data controller and owner.
 
Types of data collected:
Among the types of Personal Data that this Application collects, by itself or through third parties, there are: Geographical Position, Cookies, and Usage Data. Other Personal Data collected may be described in other sections of this privacy policy or by dedicated explanation texts contextually with the data collection. Personal Data may be freely provided by the User, or collected automatically when using this Application. Any use of Cookies or other tracking tools by this Application or by the owners of third-party services used by this Application, unless otherwise stated, serves to identify Users and remember their preferences, for the sole purpose of providing the service required by the User. Failure to provide certain Personal Data may make it impossible for this Application to provide its services. The User assumes responsibility for any Personal Data of third parties published or shared through this Application and declares to have the right to communicate or disseminate them, thus releasing the Data Controller from any liability.
Mode and place of data processing
Processing methods
The Data Controller processes User Data in a proper manner and shall take appropriate security measures to prevent unauthorized access, disclosure, modification, or unauthorized destruction of the Data. Data processing is carried out using computers and/or IT-enabled tools, following procedures and organizational modes strictly related to the purposes indicated. In addition to the Data Controller, in some cases, the Data may be accessible to certain types of persons in charge, involved with the operation of the site (administration, sales, marketing, legal, system administration) or external parties (such as third-party technical service providers, email service providers, hosting service providers, IT companies, communications agencies) appointed, if necessary, as Data Processors by the Owner. The updated list of these parties may be requested from the Data Controller at any time.
Location

The data is processed at the data controller's operating offices and in any other places where the parties involved in the processing are located. For more information, please contact the data controller.
Retention time
Data is retained for as long as necessary to provide the service requested by the User, or as stated for the purposes described in this document, and the User may always request that the Data Controller suspend or delete the data.
The use of the data collected
User data is collected to allow the Application to provide its services, as well as for the following purposes: access to third-party service accounts, location-based interactions, content commenting, and interaction with external social networks and platforms. The personal data used for each purpose is described in the specific sections of this document.
Facebook permissions requested by this application
This application may request certain Facebook permissions, allowing it to perform actions with the user's Facebook account and retrieve information, including personal data, from it. For more information about the following permissions, please see Facebook's permissions documentation and Facebook's privacy policy. The requested permissions are as follows:
Basic Information
By default, this includes certain user data such as ID, name, image, gender, and locale. Certain user connections, such as Friends, are also available. If the user has made more of their data public, more information will be available.
Record
Provides read access to the authorized user's records
Email
Proporciona acceso a la dirección de correo electrónico principal del usuario
Likes

Provides access to the list of all pages the user has liked.
Photos
Provides access to photos the user has uploaded and photos in which they have been tagged.
Publish App Activity
Allows the App to publish to the Open Graph with built-in Actions, Achievements, Results, or Custom Actions. The App may also publish other activity detailed in the Facebook posting permissions document.
Detailed information on the use of personal data
Personal data is collected for the following purposes and with the following services:
Access to accounts on third-party services

These services allow this Application to access your account data on a third-party service and perform actions with it. These services are not activated automatically but require explicit authorization from the User. Access to Facebook account (This Application)
This service allows this Application to connect with the User's account on the Facebook social network, provided by Facebook Inc. Requested permissions: Checkins, Email, Likes, Photos, and Publish App Activity. Place of processing: USA - Privacy Policy

Content commenting

Content commenting services allow Users to post and publish their comments on the content of this Application. Depending on the settings chosen by the Owner, Users can also leave anonymous comments. If an email address is included among the Personal Data provided by the User, it may be used to send notifications about comments on the same content. Users are responsible for the content of their own comments. If a content commenting service provided by third parties is installed, it may still collect web traffic data for the pages on which the commenting service is installed, even when Users do not use the content commenting service.
Facebook Comments (Facebook)
Facebook Comments is a content commenting service provided by Facebook Inc. that allows Users to leave comments and share them on the Facebook platform. Personal Data collected: Cookies and Usage Data. Place of processing: USA - Privacy Policy
Interaction with external social networks and platforms

These services allow interaction with social networks or other external platforms directly from the pages of this Application. The interaction and information obtained by this Application are always subject to the User's privacy settings for each social network. If a service allowing interaction with social networks is installed, it may still collect traffic data for the pages where the service is installed, even when Users do not use it.

Facebook Like button and social widgets (Facebook)
The Facebook Like button and social widgets are services allowing interaction with the Facebook social network provided by Facebook Inc. Personal Data collected: Cookies and Usage Data. Place of processing: USA - Privacy Policy
Location-based interactions
Geolocation (this Application)
This Application may collect, use, and share the User's location data to provide location-based services. Most browsers and devices provide tools to disable this feature by default. If explicit authorization has been provided, the User's location data may be tracked by this Application. Personal Data collected: Geographical position.
Additional information about Data collection and processing
Legal action
The User's Personal Data may be used for legal purposes by the Data Controller, in Court or in the stages leading to possible legal action arising from improper use of this Application or the related services. The User is aware that the Data Controller may be required to disclose Personal Data upon request by public authorities.
Additional information about the User's Personal Data
In addition to the information contained in this privacy policy, this Application may provide the User with additional and contextual information concerning particular services or the collection and processing of Personal Data upon request.
System logs and maintenance
For operation and maintenance purposes, this Application and any third-party services may collect files that record interaction with this Application (System Logs) or use other Personal Data (such as IP Address) for this purpose.
Information not contained in this policy
More details regarding the collection or processing of Personal Data may be requested from the Data Controller at any time. Please see the information in

A small piece of data stored on the user's device.
Legal information
Notice to European users: This privacy statement has been prepared in compliance with the obligations stipulated in Article 10 of EC Directive No. 95/46/EC, and in accordance with the provisions of Directive 2002/58/EC, as revised by Directive 2009/136/EC, on Cookies. This privacy policy applies only to this Application.
Last updated: June 9, 2025
 
 

Extended policy on the application of the European GDPR.

 

In accordance with the obligations of Regulation (EU) 2016/679 of the European Parliament and of the Council of 27 April 2016 on the protection of natural persons with regard to the processing of personal data and on the free movement of such data, and repealing Directive 95/46/EC (General Data Protection Regulation) (Text with EEA relevance).
Data Processor
JD Business Consultant does not own any of the customer data stored or processed through the Onpoint Insurance Advisors service.
JD Business Consultant is not responsible for the content of personal data contained in customer data or other information stored on its servers.

At the discretion of the customer or user, JD Business Consultant is not responsible for the manner in which the customer or user collects, handles, discloses, distributes, or otherwise processes such information. Contact to Access, Correct, or Delete Any Data
JD Business Consultant
33 N 6th St Suite 2
Haines City FL 33844
US
4079434896
Email de contacto: info@jdbusinessconsultant.co
Your Options
Access, Correction, Deletion
We respect your privacy rights and provide you with reasonable access to the Personal Data you may have provided through your use of the Services.
If you wish to access or modify any other Personal Data we have about you or request that we delete any information about you that we have obtained from an Integrated Service, you may contact us.
At your request, any reference to you will be deleted or blocked in our database.
You may update, correct, or delete your Account information and preferences at any time by accessing your Account settings page in the Service.
Please note that while any changes you make will be reflected in active user databases immediately or within a reasonable period of time, we may retain all information you submit for backup, archiving, fraud and abuse prevention, analytics, compliance with legal obligations, or where we otherwise reasonably believe we have a legitimate reason to do so. You may decline to share certain personal data with us, in which case we may not be able to provide you with some of the features and functionality of the Service. At any time, you may object to the processing of your personal data for legitimate reasons, unless permitted by applicable law.
Intended Use of Personal Data
Unless you wish to use advanced features in the Applications, we do not require any registration, allowing you to use the Application without telling us who you are.
However, some Services require you to provide us with personal data.
In these situations, if you choose to withhold any personal data we request, you may not be able to access certain parts of the Application and we may not be able to respond to your inquiry.
How We Use the Information We Collect
We use the information we collect in a variety of ways to provide the Service and operate our business. Including the following operations: - Maintain, improve, and provide all features of the Service, to provide the services and information you request, to respond to comments and questions, and to provide support to users of the Service. We process Customer Data only in accordance with instructions provided by the applicable Customer or User Enhancements. - We may use a Visitor's or User's email address or other information other than Customer Data to contact that Visitor or User for administrative purposes, such as customer service, to address intellectual property infringement, privacy, or defamation issues related to Customer Data or personal data posted on the Service.

Last updated: June 9, 2025